We have right to negotiate to improve any mortgage
16.10.2006
As has told the attorney of the juridical services of the Users' Association of Banks and Savings banks, Almudena Velázquez, the users have right to try to improve the conditions of the contracted mortgages.
Before a situation of this type the banks and boxes are usually ready to yield in some points in exchange for not losing the client linked to the mortgage. For example in checking accounts or insurances or cards.
The Ausbanc attorney has indicated that the only services linked to a loan are the checking account and the insurance against fires, nothing more.
As the first action, the users can request the suppression of the clause of rounding to the rise applied in many boxes and banks. Also, it is possible to try to agree on a reduction of the commissions during the validity of the loan and apmliar the pay-off period.
The financial institution arranges 15 calendar days to be equal or exceptionally to improve, determine it of another signature for the same mortgage. If it does not yield, the user has freedom to replace with his loan with the one who offers him better options.
Route | The digital voice
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