Advantages of the Open Mortgage of the Caixa
24.03.2006
1. Permanent financing for other ends
The holder can have again on behalf of the money that it has amortized or which he still has not had, and use it for what more is convenient for him, and with an interest more under than that of the traditional personal loans
2. Quota election
The client can choose between a constant or increasing quota.
3. Quotas flexibility
Along the life of the credit, it allows to change the amount of the monthly quotas to expediency of the holder: reducing them, and therefore lengthening the pay-off period, or increasing them and diminishing this one.
4. Postponement of up to 30 % of the capital for the expiration
To obtain a limited quota, during the whole life of the operation, the client can postpone up to 30 % of the capital of the first disposition to amortize to his expiration.
5. Flexible lack
Up to 3 years, which can be used in the moment that the client determines, where only interests are paid.
6. Waiting period
It allows to the clients to be without paying either capital or interests up to a maximum of 12 months.
7. Possibility of hiring the Seviam Plus
Insurance of unemployment that pays the quotas of the mortgage in case the client remains in unemployment.
Funte: The Weekly Digital one
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