He mortgages Young Town hall of Madrid
28.02.2007
Ann Botella and the president of the Savings bank of the Mediterranean, Vicente Sala have signed an agreement to create the new municipal Young Mortgage, which is going to allow to the young people of Madrid to buy a housing in 50 years with an interest of the Euribor more 0,35 %.
The interest rate will be 3,75 per cent the first 6 months and then 0,25 % will have an update of the Euribor more. The differential to be applied in every review will be able to come to 0,35 % when the loan has a maximum coverage of 97 per cent if the client supports in the Savings bank of the Mediterranean a card of debit, other one of credit, an insurance multirriesgo, other of life and the direct debiting of his payroll.
Route | the world
The Euribor closes In February bordering on 4,1 %
28.02.2007
The Euribor, interest rate to which there are indexed most of the mortgage loans in Spain, will finish in February at the edge of 4,1 %, with what it is located in the highest level from August, 2001.
He supposes the seventeenth consecutive monthly increase
According to the calculations of the analysts, bearing in mind the daily quotation, the Euribor has fixed his change in 4,095 % of average for lack of the today day. This level supposes 0,031 points with regard to 4,064 % registered in January and 1,881 points as regards 2,914 % in which it was located in February, 2006.
This increase will be translated in an increase of the monthly quota of the mortgage credits that are checked annually with the new valuation in the next days.
In an average mortgage, which according to the information of the INE was located in 140.275 euros in 2006, in a term of 25 years and with a differential of 0,50 points on the Euribor, the monthly quota would go on from 695,8 euros that had to be paid in February of last year to approximately 787,28 euros, what supposes a monthly increase for 91,5 euros in the quotas of the mortgage and an annual increase for 1.100 euros.
Route | ABC
Box Duero offers mortgages substitutions with an interest rate of euribor more 0,25 %
26.02.2007
Box Duero offers substitutions of mortgage loans for young people with an interest rate of euribor more 0,25 %. This financial product is directed to 35-year-old minors who already have a mortgage employed with any other entity.
Box Duero remembers that his young mortgage, which offers financing with an interest rate of the euribor more 0,50 %, can diminish up to 25 fulfilling requisites like domiciling the payroll, hiring the insurance of the hearth of the Box, a pension plan, the banking service over a distance and the credit card Visa Classic.
Route | ABC
The BBK throws a mortgage without quotas in 2007
20.02.2007
The BBK will throw in March a new mortgage that allows to postpone the quotas during this year. The product, which there is part of that it reckons for the box to throw to celebrate his centenary, tries to do easier to support the first year after the buy of a housing, which is usually full of expenses.
The loan offers up to 95 % of the appraisal of the housing. The interests postponed during the first year are distributed throughout the term in which there is hired the mortgage, which can reach up to 50 years.
Route | The digital mail
Caixa Manresa throws a mortgage to fixed type to 40 years
19.02.2007
Caixa Manresa extracts to the market an innovative mortgage prestasmo: the mortgage to fixed type and with increasing quotas to 40 years. The mortgage to fixed type and with increasing quotas there raises a formula of quotas more adapted to the possibilities of payment that the mortgages system with lack that are commercializing other financial institutions, and that imply a jump much raised in the quota spent the first years.
Also, the saving in the first quotas with regard to the mortgages with constant quota can become of 28 %.
Route | cincodias.com
Caixa Sabadell throws a mixed mortgage
15.02.2007
Caixa Sabadell throws a mortgage loan of mixed type with the first stage from one to three years to fixed interest and the second period to variable interest and which annual review is re-formulated according to the reference index ‘more down’, the Euribor or the índice of Reference of Mortgage Loans (IRPH), of the moment of the review, as informed today Caixa Sabadell.
The Double Mortgage índice finances up to 80 % of the value appraised in a housing. The client can choose even 0,50 % of bonus as his link with the entity and other products and services that it hires with Caixa Sabadell.
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