The new increase of the Euribor will get dearer aíºn more hipotacas
31.01.2007
The economy has left a negative fact to us, as it has being habitual, for the pockets. It raises the Euribor again and consequently, the mortgages and his monthly quotas.
At the end of January, the principal reference to the mortgage loans, there has exceeded the barrier of four per cent and prevee that keeps on rising.
Something that did not happen from August, 2001. And that means, that for an average mortgage for 150.000 euros to 25 years, the letter of the credit would get dearer approximately 102 euros a month.
Route | Antena3 news
Payments protection insurances
23.01.2007
To assure the monthly payment of the mortgage is one of our principal worries. It demonstrates it the fact that in the last 3 years, the payments protection insurances, they have increased his hiring in 25 %.
The fear of we having left without work or other circumstances is the principal booster of this increase. It is a service that they offer 70 % of the banks and it is advisable, according to the entities in some cases of irrigation
Any person younger than 65 years who is going to sign a loan (mortgage, personnel, motorcar, credit cards, etc.) can hire a protection insurance of payments, which will guarantee the fertilizer of the quotas of the above mentioned credit in case of unemployment, temporary incapability and even the amortization of the debt in case of death.
Route | New Economy - The world
What the bank does not say
05.01.2007
If soon you are going to request a mortgage it would be useful to read an interesting article of this blog in which one comments on the "foul play" of the banks and savings banks to you. For example, that say to you at the last hour that to hire the mortgage you have to acquire others bank products, etc.
Easy prognosis: The mortgage real interest will come to 5 % in 2007
05.01.2007
Soon the mortgages will border on real interest rates of 5 %, opposite to the levels near to 4 % of 2006, because big most of mortgages are indexed to the eurí-bor more a differential of between 0,75 and 1 point. Also, the price of the new housing in the capitals of province got dearer 9,8 % in 2006.
The Agency Negotiator of Bank Products has pointed out that the biggest impact will take place during the January slope, when the Spanish families will see the materialized increase of the interest rates, after the review in December of his mortgages to variable type.
Route | eleconomista.com
