One and 0,29 % throws mortgage with differential, the lowest market up to the date
02.11.2006
One and, the bank for Internet of the group BBVA, it has thrown the mortgage with the lowest differential of the Spanish market until now, 0,29 per cent, what means that the clients who hire this loan will have to pay an interest equivalent to this percentage more the euribor.
This mortgage offer can be requested in a maximum term of 35 years, finances 80 per cent of the value of appraisal of the housing and does not have commissions of opening, partial cancellation or entire cancellation.
It does a pair of weeks, ING Direct cut away the differential of his Orange Mortgage of 0,45 to 0,33 per cent, what was placing it like the cheapest until it has appeared of the branch of the BBVA.
The Euribor promoted in October 3,80 %
02.11.2006
The Euribor, principal index of reference of the mortgages in Spain, has risen in October up to 3,80 %, a level that was not reaching for any more than four years and to which it comes after 13 months of continuous increases.
In spite of everything the experts repeat that the ascents are in moderation phase and that the families will be able to answer to the payment of his mortgage quotas. The fact supposes getting dearer the average mortgage (145.000 euros) 16 % in one year.
Route | Bolsacinco.com
The BBK innovates with a shared mortgage
02.11.2006
The BBK was the entity first in offering mortgage loans to 50 years, now it is the first one in throwing the shared mortgage. This product is directed to persons who cannot face to a mortgage alone and who, without need to have narrow ties between themselves - agree to buy a housing. The savings bank thinks that it is an attractive proposal for immigrant, separated or divorced and young professionals who, because of work principally, move out of his place of habitual residence for long stays. He supposes, to his judgment, a good alternative to the payment of a monthly rent.
Since no type of relation is needed between the holders of the mortgage, the new offer contemplates different formulae to face to the possible disagreements that arise between those who share it. This way - for example, the co-owners establish agreements between to regulate the sale right with options of preferable buy.
The shared mortgage offers a maximum term of amortization of up to 40 years, whenever the sum of the age of the minor of the owners and the established term does not overcome do not overcome 80 years.
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