Rompedora de Deutsche Bank
07.03.2008
Deutsche Bank has presented the mortgage Rompedora, the cheapest of the market, of eurí-bor more 0,17 points, and hopes to win with her 5.000 clients for the summer.
To The mortgage it is determined by the contract of a plan of protected payments, with 1 % of private capital, and of two insurances, one of life and other for the hearth. Also it is necessary to contribute 3.000 euros per year to a pension plan or an investment fund and to spend the same quantity with the credit card.
The client has a maximum of 40 years to return the agreed quantity, which will be 80 % of the appraisal of the housing with a minimum for 200.000 euros and the maximum age to complete the return is established in 80 years.
The product is thought for potential clients who could contribute the quantity for 3.000 euros to pensions or investment of ages nearer to the 35 that at the age of 25. This has been the announced for Michel Kisfaludi, general manager and person in charge of the division of private clients and companies in Spain. Kisfaludi pointed out that Deutsche Bank offers to the client several products because “it wants to be his bank”.
It saves 20 %
The mortgage can save easily 20 %, between 150 and 250 euros every month in contrast with the offers of other mortgages, most with a potential entre 0,5 and 1,25 annual points. Also this mortgage allows to enter across substitutions, that is to say, cancellation and change the second bank.
Other banks, also there are haiendo good offers, like Box Navarre with his Greedy mortgage, which supposes an interest of the euribor more 0,20 points. In turn, the Bank Santander and BBK have thrown to the market mortgages at a price of eurí-bor more 0,25 points.
The person in charge of the division of clients deprived of Deutsche Bank admits that the entities are reacting with better mortgages to the current situation of the mortgage market, since “the demand is diminishing”.
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