Caixa Catalunya will transform into rents 350 mortgage loans
12.02.2009
The entity Caixa Catalunya will reform 350 mortgage loans in rents like measurement so that his clients could support his housing thanks to a sustainable quota. The box started the help in October for, to facilitate financially the life, to his clients with complications, due to his economic situation. recently he has informed about the number of clients that they have been competed for for some of the options to refinance credits.
A whole de6.000 families have decided in favor of some of the helps anticrises proposed by the entity. Of the realized offer, it pays powerfully the attention, the number of families that have had to transform his mortgage into a rent to be able to keep on having his housing: 144 hearths have taken refuge in this measurement, but in entire sound 350, if there join those who are in steps to modify his relation with Caixa Catalunya.
“It is a question of families or persons who have will to pay, but that for personal circumstances, like a divorce or to have remained in unemployment they cannot do it”, mentioned sources of the box. The change of status has allowed them to reduce the monthly quota in approximately 400 euros. “For the mortgage they were paying approximately 1.000 euros and for the rent they pay approximately 600 out ″.
Largely it is a question of mortgages hired between the year 2005 and 2006, when the real estate market was in his moment summit. On having been quite recent mortgage loans, practically it had not had time to amortize the capital, alone be of interest. In the cases in which yes capital has diminished, the box returns the patrimony amortized to the holder and the rent transfers him. Also, at the age of five, it offers a new call option of the housing with new conditions. “The big difference is that then the price of the apartment will be much more under that at present”, pointed out the sources of the entity.
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