The insurances for unemployment associated with mortgages double
10.09.2008
More to cost to prepare that to recover, before the current situation of economic instability provoked by the crisis many consumers have decided in favor of the hiring of the insurance policies for unemployment linked for the mortgage loans.
This type of insurances has doubled in the last year, on having happened from 20 % registered to June, 2007 to 40 % in the first semester of 2008, as informs the Agency Negotiator of Bank Products.
This insurance allows to face to the payment of the mortgage loan in case of losing the job for a continuous period of twelve months or discontinuously of 24 months, with a variable cost that is included in the financing and that usually talks each other of the only renewable premium at the age of five.
The financial broker dedicated to the mortgage intermediation also emphasizes that the mortgages requests to fixed type also have increased 43 % during the first semester of the year. This form, according to his estimation, it is possible to sign to 5,49 per cent in some entities.
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